How It Works

Managing money shouldn't
feel like work.

Fiinny removes the clutter. We built a system that fits naturally into your life — auto-tracking, instant splitting, and one-click tax filing.

Step 01

Connect & Auto-Capture

Give Fiinny permission to read bank SMS messages. Our on-device ML engine instantly parses every transaction — amounts, merchants, categories — without ever sending your data to a server.

  • Auto-categorises UPI, NEFT, debit card & credit card
  • Works offline — fully on-device processing
  • No manual entry ever again
Step 02

Split Bills Instantly

Swipe right on any expense to split it with your partner, roommate, or friends. Fiinny tracks who owes what in real-time — no spreadsheets, no WhatsApp threads.

  • Group expenses with any number of people
  • Live settlement tracking
  • One tap to mark as settled
Step 03

See Real Insights

Get your complete financial picture — spending trends, category breakdowns, and net worth — all in one dashboard. No monthly blind spots.

  • Weekly spending summaries
  • Category trend graphs
  • Net worth calculation
Step 04

File Tax — Autopilot

Enter your PAN. Fiinny fetches your Form 26AS via official Income Tax APIs, calculates your best regime, and generates a ready-to-file ITR JSON — in minutes.

  • Official Income Tax Dept API integration
  • Old regime vs New regime comparison
  • One-click ITR-1 JSON download

Ready to start?

Free forever for individuals. No credit card required.

Get Started Free